Debit card - touch and go

[Brian]

Has anyone else had this problem?

I normally use my Credit Agricole debit card for making payment in shops. If the purchase is under 50€ you can use contactless payment - which in times of Covid seems like a healthy choice!
Up until a year ago, my contactless card worked correctly at least 9 out of 10 times. On the tenth, I'd be asked to enter my pin as a check on security. However, over the past 4 or 5 months, I've found that contactless payment is increasingly refused. This week, I've tried contactless on 5 occasions and 3 were refused.

Are the banks getting tighter in their security or have I suddenly become massively untrustworthy

What are your experiences?

Brian

[Fred]

Sorry can't help we turned ours off as I thought if you lost it you could loose a lot of money now its €50

[Michael_W]

Has anyone else had this problem?

I normally use my Credit Agricole debit card for making payment in shops. If the purchase is under 50€ you can use contactless payment - which in times of Covid seems like a healthy choice!
Up until a year ago, my contactless card worked correctly at least 9 out of 10 times. On the tenth, I'd be asked to enter my pin as a check on security. However, over the past 4 or 5 months, I've found that contactless payment is increasingly refused. This week, I've tried contactless on 5 occasions and 3 were refused.

Are the banks getting tighter in their security or have I suddenly become massively untrustworthy  

What are your experiences?

Brian

 Hi Brian, i also experienced that issue, if my understanding is correct (after checking with my bank crédit agricole): The maximum amount of a contactless payment has been capped at 50 euros per transaction since May 11, 2020 (compared to 30 euros previously).

In addition to this limit per transaction, there is a cumulative limit for use that varies depending on the bank. This ceiling corresponds either to:

a maximum number of consecutive contactless payments,
a maximum amount of consecutive contactless payments,
a maximum amount of contactless payments over a given period.

sometimes a combination of the above . (why making things easy ? )  
Beyond this limit, you will have to use your confidential code even for small amounts.

[Brian]

Thanks, Michael.

My spending habits/frequency of card use have started pretty much constant. I seem to have triggered some warning sign somewhere though!

[Trouble and strife]

Phew

Been having the same issues was being to worry.